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How do the French invest in their own future?

  • June 6, 2025

Despite the fact that the French are used to saving for the future, as many as 70% of the French (and even more foreigners) are worried that they will not have enough savings for retirement.

The amount of payments from the state pension depends on the number of years worked and the level of earnings. There is a minimum state pension – about 700 euros, but there is also a maximum – the state pension cannot exceed the amount of 1200 euros per month.

Foreigners need to be especially careful when planning their pension and rely primarily on their private savings and investments.

How the French save and invest:

  1. The French save an average of 14% of their monthly income
  2. Most prefer to invest in real estate
  3. Insurance programs and bank deposits are also popular

About 20% of the French say that they invest or would like to invest in securities.

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